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Attention Financial Professionals:
Baby boomers have decided to get out of debt and you can help them, and at the same time increase your revenues …

If you’re a mortgage broker or banker, realtor, financial planner, insurance agent, tax preparer, or other financial professional, how would you like to…

  • Experience a 35% to 40% increase in your current revenues by freeing up money for your clients
  • Increase your client base by 1000% by being able to offer services to prospects you previously had to turn down because of high debt load
  • Differentiate yourself from your competition and eliminate them by offering our clients real solutions to their financial problems
  • Generate more leads and referrals than you know what to do with because you are providing real and permanent solutions to their debt problems
  • Create a business where anyone with financial concerns would never think of anyone but YOU to go to with their business!
  • Create qualified buyers by teaching them tangible ways to become fiscally fit.
  • Have your clients keep coming back to you because they look to you as their trusted advisor
  • Create a unique and highly positive positioning opportunity for you in your industry
  • Strengthen the relationship and trust between you and your clients and create a life-long relationship with them.

But even if you’re not in a business now but would like to start one where you can help people get ownership of their financial lives again, read on…

Introducing…

John Cummuta’s Transforming Debt into Wealth® Consultant program

John Cummuta is founder of Debt-FREE & Prosperous Living, Inc., author of the best-selling Debt-FREE & Prosperous Living® system, author of the Transforming Debt into Wealth® system, and author of Are You Being Seduced into Debt? John also teaches his system around the world as a member of Anthony Robbin’s Wealth Mastery® team.

Transforming Debt into Wealth® may be the most valuable personal-finance resources available today, and it may also be the most useful benefit you can provide to your clients and to your community. Better than providing your clients temporary solutions like reducing their monthly debt payments, which only deal with the symptoms of credit spending, or financial makeovers, which just helps a person find out where their money went, the Transforming Debt into Wealth® consultation and educational materials teaches your client how to use the money they already make to eliminate ALL their debts – the chief cause of stress in their career, their marriage, their relationships with their children…their whole life.

With nearly a half million users, the step-by-step Transforming Debt into Wealth® system is no classroom theory, it’s a front-line, battle-tested smart bomb that blows away personal debt in the shortest possible time…using nothing more than the income the person used to get into debt…getting the average family completely debt-free – including their mortgage – usually in less than seven years!

Testimonials

You’ll Be Turning Wealth ‘Consumers’ into Wealth ‘Producers!’

That’s exactly what you’ll be doing for your clients as a Transforming Debt Into Wealth® Consultant. You will be analyzing your client’s current financial situation and provide an immediate, as well as long term, solution. The Transforming Debt Into Wealth® (TDIW) program was created with every possible situation in mind.

Whether the client is able to comfortably make all monthly payments, or whether they’re completely under water financially, you will be able to help them. The program options you will be offering include:

  • Your client can follow the Transforming Debt Into Wealth® program themselves by purchasing the materials directly from you—and you’ll earn the wholesale-to-retail margin.
  • Enroll your client into the Consumer Credit Resolution™ program (bankruptcy alternative), where you’ll earn a monthly referral fees


  • Hire you for a personal consultation (about 4 hours of work). The average TDIW Consultant charges $350 for a personal consultation.


  • v Hire you as a TDIW Coach (longer term help: 3 months to one year). The average TDIW Consultant charges $795 for a coaching.


  • v If you enjoy speaking, you can even deliver the life-saving TDIW program in live seminars. Check out our web page on How to become a TDIW Seminar Leader.

As a TDIW independent consultant, you’re not really offering these programs separately, but rather, as a portfolio of services designed to meet your client’s particular financial needs. When you work through the Cash Flow Checkup with your client (and using the DebtFree™ software that comes with your business kit), you will be able to determine which level of service best matches your client's needs. All solutions facilitate complete debt elimination as well as provide you, the financial services professional, with the ability to provide your client with other services you offer that they could otherwise not afford.

Here are some of the key benefits to your clients:

  • Completely eliminate all debt, including their home mortgage, all usually in less than seven years.
  • Save your client tens of thousands of dollars in interest payments.
  • Teach them how to be a wealth builder instead of a “consumer.”
  • Possibly provide additional monthly cash flow.
  • Help them avoid bankruptcy and rebuild their credit (even though they won’t need it!)
  • Develop significant monthly cash flow for your client for wealth building.

As a Transforming Debt Into Wealth® Independent Consultant you’ll reap many rewards

Here are just a few:

  • Increase your existing business by creating more qualified buyers and significantly increasing their cash flow
  • You can add the Transforming Debt Into Wealth® services as a value-add to your existing financial business or as a lucrative start-up business.
  • You can start this business without quitting your full-time job.
  • Earn significant income from Debt-FREE & Prosperous Living® and Transforming Debt Into Wealth® product sales, consultations, and coaching.
  • Earn significant fees by referring clients to the Consumer Credit Resolution™ program.

You Can Make Presentations to Individuals or Groups

This is a direct-to-customer sales channel in which you, the Transforming Debt Into Wealth® Consultant, will sell products and offer your services through a presentation to an individual, family, or a small group. You create relationships with your customer, and you can develop a serious business in which you can make a serious income using this presentation.

When making a presentation, you will offer the TDIW books and audiocassettes or CD’s, the personal version of the DebtFree™ software, and your consultation and coaching services. The goal is two-fold: first, to have each person fill out a Cash Flow Check-Up form for a free analysis to see which program will work best for them based on their particular financial situation; second, to buy TDIW products from you so they can do the program themselves.

Each of the attendees at a presentation also becomes another strong resource for other leads. Ask them for the names of friends and family members who they think might be interested in learning how they can improve their financial situation.

The Overall Benefit to your Current Business

The Transforming Debt Into Wealth® consultation services [Have this be linked to “Just What Is a Personal Consultation? page] can be a great add-on to your current business, offering your clients amazing products that will take them all the way to financial independence. Customers that you get enrolled in our programs will appreciate what you've done for them for the rest of their lives. They'll be loyal to you, and to any of the other services you offer. The impact that the program will have on your customer's ability to free up additional money . . . money where there wasn't any in the past . . . will now allow them to purchase the other services you provide. This opens up a whole new untapped market for your services with people who couldn't afford them in the past. Anyone you ever had to turn away before is now a potential client again.

How The Transforming Debt Into Wealth® Products and Services Can Help Your Current Business

If you’re a…

What if I’m Not Already in Business?

How Do I Make Money As a TDIW Consultant?

What Is Included With The TDIW PRO Consultant Package?

What Is Included With The TDIW BASIC Consultant Package?

What Will I Learn On The TDIW Consultant Audio CD Training?

Okay, I’m Ready to get started, what do I do next?