Seminar Leader and Consultant FAQ's
Click on a Question
- Who is Debt-FREE & Prosperous Living, Inc., and
what is their relationship to John Cummuta?
- What do I get with the Transforming Debt into
Wealth® Seminar Leader Package?
- How much does it cost to be licensed as a
Transforming Debt into Wealth® Seminar
Leader?
- Do you have alternative payment plans available
to help me get started as a Transforming Debt into Wealth®
seminar leader?
- What other expenses are involved in doing this
business?
- How do I get certified to conduct Transforming Debt into Wealth® Seminars and Consultations?
- Why would people need a Transforming Debt into Wealth® Consultation?
- Can I conduct seminars before I get certified?
- Is there a money-back guarantee with this program?
- Why is there a annual license and what does that license give me?
- Are any live traning programs offered?
- How do I make money as a Transforming Debt into Wealth® Seminar Leader?
- Do I have to inventory products to sell at my seminars?
- Can I have products drop-shipped directly to my customers?
- What are the approximate profit margins on reselling your Transforming Debt into Wealth® products?
- How much money can I make, and how long will it reasonably take to make money in this seminar business?
- How much do Transforming Debt into Wealth® Seminar Leader's normally charge for their seminars?
- How much do Transforming Debt into Wealth® Consultants normally charge for their sevices?
- Do you have protected territories or am I free to go wherever I choose?
- Will I be charged any other fees by the company?
- Am I allowed to use any of the Transforming Debt into Wealth® seminar materials without being licensed?
- Am I responsible for my own marketing or do you provide leads for seminar opportunities?
- Can I sell other non-Transforming Debt into Wealth® products and services with this seminar?
- What type of training support do you provide?
- Could I see a sample of the Transforming Debt into Wealth® seminar presentation?
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Ok, I'm ready to get started, what do I do next?
- I still have more questions, who should I contact?
John
Cummuta is the author and founder of both the
Transforming Debt Into Wealth® and Debt-FREE & Prosperous Living®
products and seminars. Debt-Free & Prosperous Living,
Inc, was also originally founded by John Cummuta, and is the publishing
company with exclusive rights to John Cummuta’s Transforming Debt Into
Wealth® seminar and consultant business programs. Tony Manganiello is
now the President/CEO of Debt-Free & Prosperous Living, Inc.
You will be
licensed by Debt-Free & Prosperous Living, Inc. and John Cummuta to conduct
the Transforming Debt into
Wealth® seminars and consultations and receive
all the presentation and marketing materials you'll need to get started as a
TDIW seminar instructor and consultant.
This includes:
The total first year cost for the
Transforming Debt into Wealth®
Seminar Leader and Consultant program is $1,495.00. This breaks down to $670 for all the start-up
materials, then $75 per month after that for the licensing as long as you remain active.
To order, click
here.
Yes! We realize
that the cost of becoming a
Transforming Debt into Wealth®
seminar leader and Consultant represents a significant cash outlay, so to help you get
started, we’ve provided you with a payment option.
You can make
three monthly payments of $275.00, followed by a continuing monthly license payment
of $75.00 starting on the fourth month. This will keep your license active as long
as you are a Transforming Debt
into Wealth® Seminar Leader and Consultant.
To purchase the
Transforming Debt into Wealth®
Seminar Leader and Consultant Package using
the payment option,
click here.
In addition to the Transforming Debt into Wealth® package and
license, and normal business start-up expenses, you would need to have a
laptop computer with Microsoft® PowerPoint® (or compatible software)
installed, along with a digital projector to show the TDIW seminar slides.
If you don’t have these items already, you should be able to purchase an
adequate computer and projector for around $2,000 to $2,500 combined.
You should also purchase a small inventory of Transforming Debt into
Wealth® products to have them available for purchase at your first
seminar.
And you should plan a budget for marketing your seminar business. It doesn't
have to be a lot, but it won't be free. These issues are dealt with in
detail at the training.
There is an "open-book" certification exam that you must pass, based on the home study training manuals and audio CD's along with the Transforming Debt into Wealth® Seminar Manual (all included in the package). So all you have to do is study the training materials, take the exam, and send it in to us.
You will be certified and sent a certificate upon completing the exam, sending it to us, and getting a passing grade.
Many families today are finding themselves "overloaded" with debt and they are looking for real answers from professionals they can trust. Non-profit credit counseling organizations only focus on credit card and unsecured debt and they typically don't deal with the real problems or provide permanent solutions to credit spending. Some loan consolidators and mortgage companies are advertising today that they can get people "completely out of debt" when they are only focusing on lowering monthly payments and interest rates with various mortgage products and trading unsecured debt (credit cards) for more secured (mortgage, home equity loans) debt.
Furthermore, consolidation loans or consolidating debt payments, by themselves, do NOTHING to solve the consumer's real problem - addictive credit spending. In fact, statistics show that many consumers who consolidate eventually wind up in worse shape months down the road. Having used the funds to pay balances on high interest loan obligations, these consumers fall back into old habits and charge up their credit cards all over again. Loan consolidation offers only a short-term and temporary benefit that oftentimes results in a long-term grief. The consumer needs to be educated and provided with support in order to solve their credit problems once and for all. And you will be able to blow away your competition by offering them a real solution to their debt problem - TOTAL DEBT ELIMINATION!
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No. You must be certified before conducting Transforming Debt into Wealth® seminars and consultations. But the good news is, you can do this from the comfort of your home or office! You will receive audio sessions from a Seminar Leader training and Consultant training, as well as a DVD of John doing the Transforming Debt into Wealth® seminar and the TDIW Seminar Manual in your package, along with your open-book certification exam.
Upon studying the training materials, taking and passing the certification exam,you will be authorized to conduct Transforming Debt into Wealth® Seminars and Consultations. Typically, you can easily meet these requirements within the timeframe it normally takes to get your first seminars scheduled.
There is a 30-day money-back refund policy with the Transforming Debt into Wealth® Seminar Leader and Consultant program. You would need to return all materials to us before the refund will be issued.
John Cummuta is the international trademark owner of Transforming Debt into Wealth®, and he retains ownership and rights to all Transforming Debt into Wealth® seminar and consultation materials and presentations of his methods and concepts so, being licensed, you gain permission to use the Transforming Debt into Wealth® trademarked title and conduct seminars under the same name.
This is to your benefit since you will be able to take advantage of the broad exposure John Cummuta is getting worldwide with this best-selling product. John's Transforming Debt into Wealth® system is being advertised on both national and local radio across America, including all the networks and most popular national talk and sports shows.
Remaining an active licensee also gives you access to our ongoing support and resources designed to help you become successful at this business.
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We have periodic advanced training conferences with our seasoned Seminar Leaders and Consultants who will share tips and techniques on how to successfully build your business.
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It is possible to make money several different ways as a Transforming Debt into Wealth® Seminar Leader and Consultant.
-
First, you can charge tuition for your
public seminar classes or fees for sponsored seminars with adult
continuing education, associations, organizations, corporations, and
churches.
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Second, you can make money reselling the
Transforming Debt into Wealth® products
both during and after the seminar.
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You can also charge a fee for follow-up
consultations with your seminar attendees.
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You will need to buy the necessary materials in advance for your seminar. However, we will teach you how to do this for maximum profitability.
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We do not drop-ship products to individual customers but we can ship seminar products directly to your seminar venue (must be a place of business or church with a UPS shipping address).
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You will usually make 50% to 70% gross profit on the Transforming Debt into Wealth® Seminar Manual (required for every attendee), depending on how many books you purchase. Your gross profit margin is usually around 50% on all other Transforming Debt into Wealth® products.
The actual profit margin is dependent on the particular product and the volume of your purchase, and whether it is a Debt-FREE & Prosperous Living, Inc. published product or it is obtained from another publisher.
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As you might expect, this largely depends on
several factors:
-
How aggressively and persistently you work
on your business
-
Your business goals
-
Your previous experience
-
Your current sphere of influence
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How much marketing capital you have to
spend
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The particular venues you choose to pursue
You can build this business on a shoestring
budget, but just realize that it will take longer.
Most business start-ups can take months, even
years, to become profitable. With the Transforming Debt into Wealth®
Seminar business, you can reasonably expect that the process of marketing
and booking seminars will take six months to a year to build into a
substantial business. But you can begin making money right away with your
current contacts, spheres of influence (business, churches, etc.), and by
selling the Transforming Debt into Wealth®
products.
Most people start out conducting smaller
seminars with people and organizations they know, to get practice and make
seed money.
In addition, each seminar venue will vary in
income potential. You can reasonably expect to earn anywhere from $300 to
$3,000 per seminar, depending on all these factors.
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The average seminar fee ranges from $79 and $129 per person or couple. This fee includes the Transforming Debt into Wealth® Seminar Manual, which is required for each individual or couple attending seminar.
Another option is to have a corporation, association, community organization, or church sponsor the seminar. You can charge the organization a flat fee, based on a maximum number of attendess, and then a per person fee for additional attendees. The fee should include the cost of the Transforming Debt into Wealth® Seminar Training Manual for each attendee.
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Fees that consultants typically charge for Transforming Debt into
Wealth® personal consultations (one or two visits, 2-4 hours with a client) typically range anywhere from $200 to $500. We will also train you how to offer an even higher level of support as a Transforming Debt into Wealth® Coach. These coaching services are much more extensive, usually involving three of four visits, lasting several months. Because of this, fees often range from $895 to $1,495 per client.
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No, there are no protected territories, so you
can market your seminars anywhere you choose.
We have found that with the hundreds of
thousands of adult education programs and other organizations seeking
speakers and seminar leaders for their meetings, as well as churches and the
opportunity for public seminars you sponsor yourself, there is no chance of
seminar leaders stepping on each other's opportunities.
There is really no need for territories.
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No. The only fee we will charge is the monthly licensing fee to be certified as a seminar leader and consultant. You will not be charged any other royalties or fees. Of course, you will purchase any necessary Transforming Debt into Wealth® seminar and consultation products from us at wholesale for resale to your customers, and purchase any marketing brochures needed to promote your business. But when you buy the seminar and consultation products from us and resell them, you keep all the profit!
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You cannot present the Transforming Debt
into Wealth® seminar materials or use the
Transforming Debt Into Wealth® brand name without being licensed. It
would be a violation of federal copyright and trademark laws.
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You are responsible to generate your own
seminar business and leads, but we will train you how to do this and help
you whenever we can.
However, if you are certified, and we are contacted by someone to conduct a Transforming Debt into Wealth®
seminar that happens to be in your area, we may send that contact to you! You can also be listed, along with your seminar schedule, on our www.debtfree.com web site, which may result in some traffic coming your way!
(Note: There may be additional requirements for our office to
refer seminar leads to you, to ensure the quality of presentation).
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You cannot offer any non-Transforming Debt
into Wealth® products or services during
your seminar.
However, you can follow-up with your attendees
and offer your other products or services, provided that the products or
services do not violate the Transforming Debt into Wealth®
Seminar Leader licensing agreement.
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In addition to the home-study training materials that come as a part of your licensing package, we also provide weekly conference training calls with seasoned veterans, where we share business ideas that work and answer questions.
There are also additional web resources to help you build your seminar business, including an archive of our recent training calls and other pertinent articles and resources to help you succeed.
In addition to all this, we also periodically conduct advanced training conferences in hotel locations to help you hone your skills.
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Yes!
Click here for sample seminar
presentation.
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You can either call us toll-free at
1.888.570.6010 between 8:00 a.m. and 4:30 p.m. Central time; or to order
online here:
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Please contact Mel Wild, Transforming Debt
into Wealth® Seminar Leader Administrator,
at team@tdiwpro.com
and he will happy to answer your additional questions!
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