"I'm going to share with you my Three Insider Secrets and the One Immutable Truth to building a lucrative and satisfying home-based business...yes, YOU!"

-John Cummuta

As someone who has experienced-first hand-the power of my Transforming Debt Into Wealth® program, my business partners and I wanted you to be among the first to know about an incredible NEW offer: a fabulous income-producing opportunity that you can operate right from your home. The secrets are in this web page, so get comfortable and let's get started!

This is exciting stuff. We suggest you take your time and read through it carefully—several times if necessary—to get the full impact of this life-changing information.

In my program, Transforming Debt Into Wealth®, I taught you the simple mathematical principles that would help you reach true financial independence. Most readers and listeners of this life-changing system fall into two categories. Which one are you?

1. You are someone who has faithfully followed my plan to its completion and are now living a debt-free and prosperous life.
2. You are someone who is working the plan and considering some additional source of income to supplement your primary job or your spouse's job.

Either way, a lucrative and satisfying home-based business could be the next step. Why? Because if you're in Group 1— recently freed from the shackles of debt—you are looking for the next notch of freedom to add to your belt with a business you can call your own.

If you're in Group 2, you can benefit from a home-based business in another way: by adding an additional income source to help accelerate your debt payoff plan.

Either way, what we've discovered is that when people experience the power of the Transforming Debt Into Wealth® System, they just naturally—and enthusiastically—tell others about it.

Which leads us to...

Insider Secret Number 1: Especially in this uncertain and pink-slip-happy economy, it's easier and more practical than ever before to start—and prosper—in a home-based business.

Research has shown that most Americans—nearly 85 percent—have a lifelong dream to take the exit ramp from the rat race and to work at home.

And really, what could be better? Imagine, getting up in the morning, grabbing a cup of coffee and heading out to the office. Elapsed time: 30 seconds. You work when you want and how you want and you take time off when you want. And admit it: regardless of what stage of the debt-elimination process you're currently in, wouldn't the extra income be nice?

Don't misunderstand, though. A home-based business can be hard work. Just because you primarily work from a home office doesn't mean it'll be easy. You'll have to supply the effort, the motivation, and the will to make it happen. But by virtue of the fact that you're reading this, you're probably the kind of person who is not afraid of some effort. And the rewards are certainly worth the effort—IF you find the right opportunity.

Is a home-based business the "Perfect Business?" Think about that question for a moment. Really. Stop and ask yourself: "What would make the perfect business in my life?" Picture yourself in that perfect business. You have control over what hours you work. You have the flexibility to stay at home with the kids, be there for your spouse, continue working your day job (if that's what you'd like to do), or tell your boss to go take a hike.

You could work as hard as you like (if you're interested in making a lucrative income for your extra efforts) or just work a little—in your spare time—and make some extra cash on the side to accelerate your own debt-elimination plan.

And that's the magic of a good home-based business: it can be whatever YOU want it to be.

Look, if you've already been sharing how my Transforming Debt Into Wealth® system with others and telling them how it is changing your life, why not generate income at the same time? That's exactly what this opportunity will allow you to do.

Insider Secret Number 2: A good home-based business provides TONS of benefits most people don't even know about.

In addition to all of the above, a good home-based business can offer you:

• More family time and a flexible schedule. As a home-based business owner, you'll be able to more easily balance you family and work responsibilities. Your priorities will be yours to decide, not the whim of your employer or the "rules" dictated by the workplace. You can even involve your family in your new business. Imagine setting your own schedule, working the hours most convenient to you, and have time available for family obligations and leisure activities. Working from home gives you the benefit of flexible hours and the freedom to adjust your schedule according to the needs of your family.
• Freedom. You can dump the baggage of a "regular work environment." With a home-based business, power struggles, red tape, and other annoyances of office life disappear. Your personal environment is yours to manage. Wouldn't it be much better for you to be in control of your life instead of your boss? Further, you'll have the freedom to remain in your community or relocate to your dream location.
• The thirty-second commute. For most home-based business owners, commuting time has been reduced to the walk from the bedroom to the home office. And with gas prices, this benefit alone can make exploring a home-based business a worthwhile pursuit. Plus, you'll have the extra time in the morning and evening to relax and interact with your family instead of spending that time getting to and from work.
• Personal growth. Learning about your new business is challenging and exciting and you'll be a participant—not just a spectator—in watching your business and yourself grow. You'll learn self-determination and independence, You'll be increasing your personal fulfillment, You'll be setting and reaching personal and business goals. And you'll be more creative.
• You're the boss. You can work as hard as you want and take time off when you want. You can earn as much or as little as you choose. But the reciprocal is also true: only YOU are responsible for your success. If you plan properly and budget your time wisely, being your own boss can reduce the stress you feel due to constant demands and co-worker interruptions.
• The ultimate safety net for uncertain times. The number of initial jobless claims for the week ending April 18th, 2009 was 640,000 individuals. Continuing claims reached a record 6.14 million Americans collecting unemployment benefits and looking for jobs. Don't WAIT to become a statistic.
• More money. As J. Paul Getty said, "You must be in business for yourself...you'll never get rich working for someone else." A home-based business is the chance for you to gain financial and personal freedom.

The Incredible (and Little-Known) Tax Advantages

But perhaps the biggest financial benefit (besides the extra income!) of a home-based business are the positive tax implications. Here are just a few of the many tax deductions that are available to home-based business owners:

• Automobile expenses
• Employee Expenses
• Home Office Expenses
• Insurance
• Legal & Professional Fees
• Pension
• Travel, Meals, & Entertainment Expenses

In fact, there are more than 120 tax credits and deductions available to home-based business owners. For many people, these benefits alone make starting a home-based business a worthwhile pursuit.

There's even one secret that may help fund your new business that's as simple as 1-2-3! If you start your home-based business while working a full-time job (a highly-recommended strategy) you could adjust your withholding to give you more take-home pay to help pay for your business.

Of course, always check with your tax professional before attempting to take any home-based business deductions.

Insider Secret Number 3: Beginning this life-changing journey starts with one simple step: Action! So…you're willing to take that first step and consider a home-based business. Well it's been proven that ONE THING separates the doers from the dreamers. It's simply the principle of taking action. You have to decide to DO something. Then, follow-through. Take action! Ready?

"Okay," you say. "I'm ready to take control of my life and circumstances. Now, what kind of home-based business opportunity should I look for?"

There are so many options. Some are scams, others have been beat to death, and still others have a bad reputation. And while there are numerous home-based business opportunities available to you, you should research each one carefully and make sure you are willing to put forth the effort that will be required in order to succeed.

What would be the best home-based business opportunity? Let's start with a pressing need in the marketplace.

The balance of this report will show you exactly how you can really help people in a relevant and valuable way—by helping them avoid the unpleasantness of bankruptcy, improve their credit scores, and live the life that, hopefully, you've already discovered. The life of true financial independence.

Now, for the "One Immutable Truth" from the title of this web page.

Consumer debt is crippling North America.

This isn't hype or a pitch. It's the truth. Financial pressure is the leading cause of divorce, health problems, and substance abuse…and with personal bankruptcies running at more than 1.5 million a year, it's only getting worse. That's why our mission is setting people free from the incredible pressure debt places on the average consumer.

It's also why we invite you to join us in our mission as a Transforming Debt Into Wealth® (TDIW) Professional. As a TDIW Professional, you can make a real difference in people's lives and make an exceptional income for yourself at the same time—to either supplement your income or build your own home-based business. Today's consumers are searching for realistic answers to their financial dilemma, and that's why we're offering you an extraordinary opportunity to become a TDIW Professional.

With revised bankruptcy legislation in place, more and more consumers—more than 100,000 per month—will be seeking alternative methods of eliminating their debt. In other words, THE MARKET TIMING FOR THIS BUSINESS HAS NEVER BEEN BETTER!

Boomers Want to Get Out of Debt

It's so exciting to be able to offer to you a way to take advantage of one of the most powerful cultural waves in recent history. According to such credible sources as American Demographics magazine and the Naisbitt Trend Letter, the Baby Boomer generation has decided to GET OUT OF DEBT and begin preparing for retirement. That means millions of Americans want to become debt-free…but most don't even know where to begin.

As a TDIW Professional, you'll have the tools and services that can shepherd others to complete debt-freedom—and earn substantial profits in the process.

The Team Behind the System

This business opportunity, endorsed my me and offered exclusively by Centricity, Inc., has almost 30 years experience in teaching the Transforming Debt Into Wealth® System. As a TDIW Pro, you'll be using a system that's been taught to more than 2 million people, and now we've developed a new business-building offer so that interested go-getters like you can team up with us to teach others how to do the same. It's a natural fit.

The Transforming Debt Into Wealth® System is literally walking hundreds of thousands of people out of a desert of debt and into the refreshing waters of financial independence in an amazingly short period of time. Transforming Debt into Wealth® principles have been taught at the University of Nevada at Las Vegas; University of Texas; University of Colorado; University of North Carolina; Valencia College; The Learning Exchange; The Knowledge Network; Discovery U; public venues in the UK, Australia, and Malaysia; and uncounted junior colleges, community colleges, and school district continuing education venues. Most of these are ongoing schedules. These institutions have embraced Transforming Debt Into Wealth® because it teaches people how to:

• Get completely out of debt, including their home mortgage, in about 5-7 years.
• Never need credit or be embarrassed by your credit again.
• Safely and quickly build retirement wealth.

All with the money they already make! No need for a second job!

You...the Solution Provider

Many families today are finding themselves "overloaded" financially and looking for people they can trust to help. As a Transforming Debt Into Wealth® Professional you can offer a REAL solution to their debt problem – TOTAL DEBT ELIMINATION!

Why Does it Work So Well?

In order to understand how becoming a Transforming Debt Into Wealth® Professional can help you add a lucrative new income source to your life, let's take a quick look at a few statistics:

• Even with the new legislation, bankruptcy is still the defacto "get-out-of-debt" option for many consumers.
• The average 50-year-old American only has a net worth of about $58,000. Not nearly enough to retire on. (U. S. Census Bureau data)
• 96% of the people in this country will not be financially ready to support themselves in retirement…even with Social Security. (U.S. Census Bureau data)

Since I developed the Transforming Debt Into Wealth® System, more than a million people in North America, and around the world, have already benefited from it. Many of them are now completely debt-free—you may be one of them!

And some of the people who brought those people our proven debt-elimination system are earning incomes equal to some of the highest paid professions in this country.

With the products and services in the Transforming Debt Into Wealth® System, you'll not only be able to show people how to lower their monthly payments, you'll be able to show them how to eliminate those monthly payments completely! You'll have the complete solution to people's real problem.

To ensure your success in this new business, we'll also give you exclusive access to our weekly Transforming Debt Into Wealth® Professional Webinars for continuing education, training, sales ideas, and motivation.

IN ADDITION, as a TDIW Pro, you'll have privileged use of our automated follow-up marketing system – a web-powered software application that puts your marketing, sales, and customer management processes on autopilot and allow you to convert more leads, get repeat sales from customers, and grow your TDIW business without growing your staff.

About now you're probably asking yourself, "So, how much does all this cost?"

Well, be prepared to be blown away (in a good way!).

Because we are now able to deliver the tools and training to TDIW Professionals primarily via the web, technology has allowed us to drastically reduce the price of offering you this amazing business opportunity.

In the past, access to the tools and training to put you in business was $1,495! But now we're able to offer you the chance to be a TDIW Professional—to represent and resell the John Cummuta products and system you've come to know and love—for only $295! Read that list again. ALL THIS IS YOURS—EVERTHING YOU NEED TO START YOUR OWN HOME-BASED BUSINESS FOR ONLY $295!

To maintain your license as a Transforming Debt Into Wealth® Pro, a licensing fee of $75/month is also required, but our hope is to get you up and running so quickly, this will be a non-issue moving forward.

We're so sure that you'll see the value in building a home-based business around becoming a TDIW Professional, that we offer a no-questions-asked 30-day money-back guarantee. If you're not completely convinced that this is the right decision for you, simply call us, and we'll send you a prompt, full refund on the $295.

How much is it worth to be able to be in control of your life and the way you spend your time? How much is it worth to be able to spend time with your family? How much is your freedom worth to you?

Here's the Bottom Line…

You could spend a few hundred tax-deductible dollars, become a Transforming Debt Into Wealth® Professional, and have the opportunity to make thousands of dollars a month. Or, you could save your money, throw this report away, and not get paid those thousands of dollars a month. But before you decide, consider one more thing. There are thousands of people—probably within a few miles of you—who desperately need the products and services that offer a step-by-step debt-elimination solution. You could ignore them too… that's also your choice.

If you're hesitating at all, ask yourself, "If I do nothing different in my life, where will I be in 2, 3 or 5 years from now? If I keep doing the same thing, how can I possibly expect change?"

Well here's a the truth: Those years will zip by anyway, whether take action or not. Only you'll likely be no further ahead than you are today—no closer to debt freedom, no closer to true financial independence, and still shackled to a regular job.

So TAKE ACTION! Do something, NOW!

Here's something else to consider: When you become a TDIW Professional, we're also including the tools to become a Transforming Debt Into Wealth® Seminar Leader and offer your new wealth of services to businesses as a company benefit for employees; in adult education venues, such as universities, community/junior colleges, and adult learning centers; in health clubs and other self-improvement centers; for associations, trade organizations, and community service clubs; and in public venues, like hotel meeting rooms, where you charge for admission. In addition to the income potential from admissions, you can also make money selling any or all the TDIW published debt-elimination products, including books, newsletter subscriptions, and software to your seminar attendees. There are multiple streams of income potential with this business—while helping others become completely debt-free.

Act now and claim your valuable free bonuses. Do it now, and thanks for your time and attention.

John M. Cummuta
Creator of the Transforming Debt into Wealth® System

Visit www.TDIWPro.com today to order your TDIW Professional package, or call toll-free, (888) 491-6757.