"My first class at a new college brought in over $1,500, not bad for three hours of work. But that's not all...follow up to those students resulted in additional income for my business through software sales and consultations."

Sherry Ridge
Round Lake Beach, IL

"In 1996, I was introduced to the Debt-FREE & Prosperous Living® principles [today called Transforming Debt into Blessing™]. I knew immediately that my life would never be the same. Later that year, I attended seminar training and was ready to launch my new business.

Over the years, my small seminar business has become my life, and I am teaching full-time (mainly in churches). I have seen my seminar attendance grow from 20 – 25 once or twice a month to now averaging between 80 and 100 weekly.

With the seminars growing year by year, financially I have been able to do many things I never thought I could do. I am able to do what’s most important to me, though, and that is to help others become financially free from the bondage of debt and free to serve our Lord.

I am SO grateful for the Transforming Debt into Blessing principles, and I praise God for the opportunity HE has given me to impact many, many lives."

Bob Marette
Denver, CO

"I started doing John’s Debt-FREE & Prosperous Living® seminars back in 1994 [today called Transforming Debt into Wealth®]. At that time debt was not a big problem with people.

Even during those times I was averaging about $400 per three hour seminar. Today with only 30 students I average $1,400 to $2,000 per three-hour seminar. This does not include consultations. I get a minimum of around $1,300 in additional revenues from consultations generated by each seminar.

Most all my seminars are conducted at Adult Continuing Education. When I lead a seminar for small businesses the money is doubled."

Tim O’Neill
Vallejo, CA

"What is the value of the Transforming Debt Into Wealth® workshop?

The first week of March I held two classes. On March 6th, with 31 students, I netted $1,550. Two days later on March 8th, with 24 students I netted $1,016. That's over $2,600 in one week after all my expenses were paid.

In balance, some classes are smaller. On March 13th, I had a very small class of only 7 students with a net return of $318 after all expenses. That is still nearly $100 per hour.

The financial rewards are considerable, but the greater satisfaction is witnessing the changed lives and rescued families as the students begin to experience hope and deliverance from the slavery of debt. I love this business."

Whit Woodard
Rocklin, CA